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Thak and I have a joint account. It is essential because his military pay is deposited automatically in there, and that is our monthly income, and I have to be able to access that to pay bills and buy groceries. Also, when he is deployed, it is essential that I have full and unimpeded access to all money and assets we have as a married couple, and it is one hell of a lot easier to do that by having a joint bank account than it would be for me to have to worry about whether my Power of Attorney was up to date every time I went to the bank.
I don't think it's a bad thing to have one bank account. I mean, the only thing that kinda sucks is if he's in like Baghdad or somewhere else that's "buy cheap shit here" heaven, and he doesn't tell me how much he spent, and then, let's say I spend $100 on groceries as opposed to the usual $75, then we have overdraft fees, and I wonder what the fuck happened... Of course, that was only an issue when he was in places like Baghdad, which only accounted for less than a month of the last tour. For the remainder, he was in a place that was so remote I had to ship him soap and toothpaste because there was no place to buy ANYTHING, so we didn't have any issues with the bank account.
I don't know why some people insist on keeping separate bank accounts. I think as long as financial decisions are handled together, money can be housed together as well. It's simpler that way for us.
He's worth it.
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