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The situations you're talking about are completely different from mine and Thak's. For one, Thak is a Sergeant in the US Army, not a millionaire. It's not like we have a lot of assets, and even if he walked out on me tomorrow and took all the money with him (yeah... since payday is a week away, use your imagination as to how much that ISN'T) it would not be some huge loss I would never come back from. Actually, considering that my grants from school still come only in my name, and Erin and I lived on that much before I married Thak, it's not like I'd be any further up the creek than I've ever been if the shit hit the fan at this point.
The other thing common to the situations you've discribed is that those women didn't work. They were rich housewives. I am a physics and engineering student. Obviously, I do not plan to just let my degrees be wall art for the rest of my life. My income will be probably more than Thak's in the end, so I'm really not worried about losing my ass if he decides to run off for whatever reason (which I don't see him doing, but I never say never...)
Oh, and the other thing is that I'm not just an authorized user on an account in Thak's name. Our's is a joint account, in which neither of us can take actions on it without the other's signature or power of attorney (Which is how I do things when necessary when he is deployed.)
I also know that he would be really hurt if I decided I wanted to keep separate accounts. It would show mistrust, and it's taken a really long time for me to win his trust fully, and after two years of marriage, I've done that, and I'm not going to wreck it by just being a paranoid person, and saying "hey guess what, Thak! We have no money, but I want to keep separate bank accounts now. I want to be covered if you decide to leave me." He would be disgusted if I brought that up. I know him that well.
He's worth it.
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